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How to get an insurance license in Maine. P&C: 0 pre-licensing hours. L&H: 0 hours. Government fees: $235 for both lines. 2 years renewal cycle. Verified 2026-04-03. Data verified 2026-04-03. Source: LicenseMap (getlicensemap.com).
Insurance Agent
Some information on this page has not been fully verified.
78% of data points are verified against official sources. 5 fields based on preliminary research. We recommend confirming details with your state's licensing authority. See sources below · Report incorrect data
Not required
P&C Education
Not required
L&H Education
2 years
Renewal Cycle
$235
Gov. Fees (Both)
Get your personalized Maine Insurance Agent roadmap — week-by-week plan, budget, & checklist. — plan, budget, & checklist.
Get My Free RoadmapInsurance Producer (Producer)
Maine licenses producers by lines of authority (health, life, property and casualty, or any combination). The Apprentice Insurance Producer license was introduced beginning January 1, 2026, and must be sponsored by a Maine resident licensed producer.
Other Available Lines of Authority
No pre-licensing education required
Not required.
Maine Property & Casualty Producer Exam
Administered by Pearson VUE
182
Questions
Scaled score of 70 out of 100
Passing Score
210 minutes
Time Limit
$80
Exam Fee
Combined Property & Casualty exam with 182 questions over 3 hours 30 minutes. The exam covers general insurance knowledge and Maine-specific laws, rules, and regulations. Effective May 2025, all exams must be taken in person at a Pearson VUE testing center (remote testing no longer offered).
No pre-licensing education required
Not required.
Maine Life, Accident & Health Producer Exam
Administered by Pearson VUE
151
Questions
70%
Passing Score
210 minutes
Time Limit
$80
Exam Fee
Combined Life, Accident & Health exam with 151 questions over 3 hours 30 minutes. The exam covers both general insurance knowledge and Maine-specific regulations. In-person testing only at Pearson VUE centers.
Compare top-rated insurance pre-licensing schools in Maine.
Minimum Age
18 years old
Education
No formal education requirement specified beyond passing the licensing exam
Residency
Must apply as resident producer if domiciled in Maine. Non-resident licenses available through NIPR.
Background Check
Criminal background check required. Applicants must submit a license application through NIPR or Sircon and provide a confirmation ID before visiting a fingerprint vendor.
Fingerprinting
Not required
Citizenship
US citizen or authorized to work in the US
Not sure if you need a insurance agent license? Check whether your state requires one.
Complete Your Pre-Licensing Education in Maine
State-approved online courses you can start today.
| Fee | Amount |
|---|---|
Application Fee Initial resident application fee through NIPR. Plus $5.60 NIPR transaction fee. | $40 |
P&C Exam Fee Property & Casualty combined exam fee through Pearson VUE | $80 |
L&H Exam Fee Life, Accident & Health combined exam fee through Pearson VUE | $80 |
Fingerprinting Fee Fingerprinting fees vary by vendor and location. The listed amount reflects the state processing fee — total cost including vendor fees may be higher. | $50 |
Total Gov. Fees (Single Line) Application fee ($25) + one combo exam ($80) + estimated fingerprint fee ($50) = $155. Does not include NIPR transaction fee ($5.60). Fingerprint fee is estimated. | $155 |
Total Gov. Fees (Both Lines) Application fee ($25) + P&C combo exam ($80) + L&H combo exam ($80) + estimated fingerprint fee ($50) = $235. Does not include NIPR transaction fee ($5.60). Fingerprint fee is estimated. | $235 |
Pre-Licensing Course Cost: $0 (not required)(per line)
Pre-licensing education is not required. Voluntary study courses typically cost $150-$400 per line.
Use our licensing cost calculator to estimate your total investment including education and exam fees.
Budget tip: Online courses are often more affordable than in-person programs. Compare options →(affiliate link)
Register and schedule your Property & Casualty exam through Pearson VUE (pearsonvue.com). Pay the $80 exam fee.
Pass the Property & Casualty exam with a scaled score of 70 out of 100.
Submit your license application through NIPR (nipr.com) with the $25 application fee plus $5.60 transaction fee.
Complete fingerprinting at an approved vendor using the confirmation ID from your NIPR application.
Pass the criminal background check.
Receive your license from the Maine Bureau of Insurance.
Register and schedule your Life, Accident & Health exam through Pearson VUE (pearsonvue.com). Pay the $80 exam fee.
Pass the Life, Accident & Health exam with a scaled score of 70 out of 100.
Submit your license application through NIPR (nipr.com) with the $25 application fee plus $5.60 transaction fee.
Complete fingerprinting at an approved vendor using the confirmation ID from your NIPR application.
Pass the criminal background check.
Receive your license from the Maine Bureau of Insurance.
Important: A license alone does not allow you to sell insurance
After obtaining your license, you must be appointed by at least one insurance company to sell their products. The appointing carrier files the appointment with the Maine Bureau of Insurance.
Appointment fee: Paid by carrier
Non-resident licenses available through NIPR. Non-resident applicants must hold a valid resident license in their home state.
Additional requirements: Non-resident applicants must submit application through NIPR with home state license in good standing
Moving to another state? Use our Transfer Tool to see what you need →
Renewal Cycle
2 years
Renewal Fee
$30
CE Required
24 hours per cycle
Ethics Hours
3 hours (included in CE total)
24 hours of CE per biennial renewal cycle, including 3 hours of ethics training. CE must be completed before renewal.
Regulatory Board
Unique to Maine: Maine does not require pre-licensing education but does require fingerprinting. The state introduced an Apprentice Insurance Producer license in 2026, allowing apprentices to gain professional experience under a licensed producer's supervision while studying for their exam.
Insurance Agent requirements in nearby states
| State | Timeline | |
|---|---|---|
| Maine (you) | 4–10 wks | |
| Massachusetts | 4–10 wks | → |
| New Hampshire | 4–10 wks | → |
| Vermont | 4–10 wks | → |
Other professional licenses in Maine
Maine ranks #30 out of 51 for lowest insurance agent licensing fees ($250). See full ranking →
More rankings: Lowest Renewal Cost
Related Guides
Explore requirements for other professional licenses in Maine.
Insurance Agent Schools in Maine
Compare approved training programs, costs, and requirements.
How this state compares to 50 others for this profession
Timeline
#1 of 51
Salary
#22 of 51
Processing
#1 of 51
Based on May 2024 Bureau of Labor Statistics OEWS data for Insurance Sales Agents (SOC 41-3021)
Entry Level
$49,240
25th percentile
Median
$60,630
At national averageExperienced
$76,830
75th percentile
Wage Distribution (Annual)
2,100 employed in this state
Note: Insurance agent compensation is heavily commission-based. BLS OEWS data may not fully reflect total earnings including commissions and bonuses.
Source: BLS OEWS – Insurance Sales Agents (May 2024)
National employment projections for 2024-2034
Projected Growth
+4.7%
Average GrowthNew Jobs
+26,200
over 10 years
Annual Openings
41,200
per year (avg.)
555,200 currently employed nationwide (2024)
Source: BLS Employment Projections 2024-2034 (September 2025)
Insurance Career Ladder+29% salary growth potential
You are here
Insurance Agent
$60,630
Pre-licensing education + state exam
You are here
Insurance Agent
Pre-licensing education + state exam
$60,630
Adjuster licensing + claims experience
$78,080
Salary data from BLS OEWS May 2024 for this state. Career paths represent common advancement routes — actual progression may vary. Bureau of Labor Statistics — Occupational Outlook Handbook
State Insurance Licensing Exam — 2021-2023National rate
58%
Overall Pass Rate
By Section
Combined average. Life & Health ~65%; Property & Casualty ~50-60%.
Source: NAIC / State Insurance Departments (2023)
Pass rates are approximate national averages and may vary by state, exam provider, and candidate preparation.
Government fees and exam costs to obtain your initial license
Note: These are government licensing fees only. Education/training program costs (tuition, books, etc.) are not included as they vary widely by institution.
Estimated total: 4–10 weeks
Timeline estimated from licensing requirements on this page.
1–4 weeks
Estimated processing time
Moving to Maine? Use our free Transfer Tool to see what you need →
Already licensed elsewhere? See how to transfer your Insurance Agent license to Maine →
Transfer your Insurance Agent license from Maine to: New Hampshire →
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